Super helpful free monochrome cash envelope templates for budgeting


Have you ever made it to the end of the month wondering where all your money went?

Well, I have a great solution to this problem!

Check these out super helpful free monochrome cash envelope templates for budgeting!

Super helpful free monochrome cash envelope templates for budgeting

Let’s talk about two different (hypothetical) people, Sandy and Debbie.

Sandy there is no monthly budget. She spends the normal amount on all sorts of things, but never keeps track of what her money is going for.

Debbie sticks to your monthly budget. She plans everything from grocery shopping to car payments and knows when something is wrong.

Who do you think will save more at the end of the year?

Debbie of course! She knows where is her money going? and is responsible for it.

Why budgeting matters

Creating and implementing a monthly budget is one of the most important things we can do when it comes to our finances. When we do not know where our money is going, we are not responsible. We’re not prepared when the unexpected happens!

These beautifully designed cash-to-print envelopes are a great resource for all your budget needs!

You can print as many of them as you need each month! Just cut out the template, fold it and you can start using this money envelope system! There is a blank insert on the back to make track your cash expenses.

You will get lots of nice and classic black and white designs – polka dots, doodles and other cute patterns.

Download black and white roses cash envelope templates for budgeting here.

Super helpful free monochrome cash envelope templates for budgeting

Download You can print black and white dotted cash envelopes here.

Super helpful free monochrome cash envelope templates for budgeting

Download black and white doodles cash envelope templates for budgeting here.

Super helpful free monochrome cash envelope templates for budgeting

Download black and white money envelopes DIY templates here.

Super helpful free monochrome cash envelope templates for budgeting

Download black and white swirls cash envelope templates for budgeting here.

How to use these cash envelopes

So now you’re asking what exactly should I do with these printable envelopes? Let’s have a look!

Start by making a budget

Let’s start with the budget! Or maybe you already have it, but it needs some fine-tuning.

You can check out this post here at how to create a budget that works for you. You’ll also get some printable material that you can follow in this blog post, so definitely check it out!

Once you’ve set up your budget, you can start using them!

Involve the whole family

Make sure you, your spouse and your children are on board too! Accountability is key, so making sure everyone knows what’s going on will help you all stick to that budget.

You can definitely help your kids get excited about budgeting! Encourage them to use them with their perks as well, or to do housework and earn money. It’s never too early to start learning the importance of money and how we should use it!

I recommend reading a bit Bible verses in the bible for money – tithing, being a wise steward, etc. This will give you a divine perspective on your finances and God will honor it! Here are some free sermons that were monumental to me:

You can also check out some of my most popular money-saving blog posts:

What to do with the leftover money?

What happens when you have money left by the end of the month? You have several options:

  • Write it down – I recommend adding it to your savings! Continue building this back-up fund with any extra funds you have left.
  • Use for upcoming expenses – by this I mean putting into vacation plans, saving for a future home / car or any big purchases you might want to save on!
  • Give to the poor / needy or through the companies you support – giving more to God is ALWAYS a good idea. If He blesses you with growth, a common thing we do is just keep it to ourselves. But the Proverbs 31 woman was generous (Proverbs 31:20) and SHE is our standard !!!!

Hope these cash envelopes will encourage you to set up your own budget and have a better look at your finances!



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